MistHarbor Decision Lab

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Terms of Service

Effective date: 2026-01-01

1. Agreement to Terms

By accessing MistHarbor Decision Lab, you agree to these Terms and our Privacy Policy.

2. Services

We provide educational content and training related to decision making. We do not provide medical, legal, or financial advice. Content is for educational purposes only.

3. Accounts

4. Acceptable Use

5. Payments and Refunds

Prices are listed in USD. Taxes may apply. Unless otherwise stated, purchases are non-refundable after course access is granted.

6. Intellectual Property

All content is owned by MistHarbor Decision Lab or licensed. You may not copy, distribute, or create derivative works without permission.

7. Disclaimers

We provide content “as is”. We make no guarantees of results. Decisions made using our materials remain your responsibility.

8. Limitation of Liability

To the maximum extent permitted by law, MistHarbor Decision Lab is not liable for indirect, incidental, or consequential damages.

9. Changes to Services or Terms

We may update courses, features, or these Terms. Continued use indicates acceptance of changes.

10. Contact

Email: [email protected] • Phone: +1 (415) 555-0176